What are fund risk ratings?
Investing is all about risk tolerance and learning how to make sensible financial decisions. To get the most out of your investments, you need to know what kind of investor you are in the first place. Are you totally risk-averse? Are you passive or active? Do you want to take full control or put your...
Transferring pensions – what to consider
Transferring pensions is when you decide to move your existing pension pot over to a new provider. It’s usually a straightforward endeavour, and it’s a fairly common one too. There are several reasons you might want to do this yourself and a few situations in which it may be for the best. There are however...
Pensions for the self-employed
If you are self-employed, setting up and contributing to a pension is in your hands. Unlike employees who are automatically enrolled in a workplace pension scheme, setting up a pension will be your responsibility if you are your own boss. The good news is you still receive the same tax relief as you would if...
How to trace old pension pots
There are thousands of pounds of unclaimed pension savings in the UK. This is largely due to people changing employers or their address and forgetting about old schemes. As time goes on pension schemes may change their name, close, or merge which can make it difficult to track down old pension pots even if you...
How to make the most of your pension pot
Paying into a pension is one of the easiest and most tax-efficient ways you can begin to save for later life. But what are the best ways to boost your pension pot? With a generous annual allowance of £40,000 that you can contribute into your pension savings every year, explore how best to utilise your...
Death Benefits and your pension
Pensions are an efficient way of providing income in the latter part of life. As the years pass, what happens to our finances once we are gone becomes an important consideration. A lifetime's worth of saving could mean that your pension is a significant part of your financial legacy. Who receives the remainder of your...
